Yes, you are covered by default in case of accidents. This accident insurance by Alicia Benefits offers financial support if you become permanently disabled or even pass away as a result of an accident. You will then receive a one-off sum of money. This insurance is active during your shifts via Temper..
What is not covered by this insurance?
You're not covered outside of your shift times. This insurance doesn’t offer coverage if alcohol, drugs or comparable substances were involved, or in the case of fights, among other things. Check out the terms and conditions for a complete overview!
Examples of when you are covered
You become disabled due to an accident during your shift, and have permanent loss of function of your leg. Now you can no longer do the work you used to do, and have to learn a new profession. (Covered: permanent disability and training costs)
You were in an accident during your shift and need medical treatment. During that treatment, something has gone wrong, which causes you to pass away. Your dependents receive a sum of money. (Covered: incorrect medical treatment after an accident)
You were in an accident. To be able to treat you, the medical staff cuts up your clothes. Luckily, these costs are reimbursed. After the treatment, you need to stay at the hospital for another 4 weeks. You receive € 75 per admission day to cover the extra costs for you and your family. (Covered: personal belongings and hospital stays)
Examples of when you are not covered
You’ve just finished your shift, and decide to have some drinks with your colleagues to end the day. You get on your bike a little too drunk. You fail to notice a red light, and get hit by a car. (Not covered: alcohol)
You are on your way home after a shift, and get into a car accident. It leaves you disabled. (Not covered: commute, not during shift)
It’s a hot summer’s day. After your shift, you and a few colleagues decide to jump off a bridge into the water to cool down. Unfortunately, you don’t hit the water quite right, and become partially paralysed. (Not covered: risky behaviour & not during shift)
How do I file a claim?
You will find an overview of all insurance policies on your Insurances page, which you can access through your profile menu. You can report claims here, but also upon check-out or on past shift pages found through your dashboard. Read more about how you can file a claim or report here.
Want to know more?
Check the Alicia Benefits website for more information about the coverage and the full policy conditions. Here you will also find contact options with Alicia's insurance experts if you have additional questions.